Thursday, June 5, 2008

I hate the damn bank!!!!!!!

I am so scared right now, that I will be fired from work. Or, possibly written up. This past two weeks, I have been late to work, almost everyday. This is kinda fault of my own, and something that I am trying to fix. I get a ride from my mother every morning to my babies daycare, then I catch the train to work from there. Most mornings, I tell her that I want her to come to my house a 8:00, and I generally will call her at 7:55. She normally says "Ok, I'll be there in 5 minutes." Then show up at 8:15. Occasionally she shows up at 7:55, and complains about waiting, because I'm not ready. The thing is, with me taking the train in the morning, it is a very big difference between 8:00. and 8:15.

Then, one day last week, I call her at 7:55, and my dad answers the phone. He says, "She's in the bathroom, I'll tell her you called." She calls back about 10 minutes later like, "My IBS is acting up, I'll be there in 15 minutes." Since I wait for her in the morning, taking the bus isn't an option, because then I'll be really late. But, that day, she showed up 30 minutes later, and drove me to work, because she was going to the doctor that day. Of course we ran into traffic, and made me so late that I would have had a better chance just taking the bus. I just don't know what to do about it. And, when I tell her that I'm running late, she says, "Oh, well there's nothing you can do now."

So yesterday, same scenario, I call her at 8:04, thinking that if she has more time, she'll still show at the same time. But, she doesn't show up until 8:25. I still had to go to the store to buy some diapers, for my son to go to daycare. So, we go to the store, I grab the stuff in a hurry and go to the counter. The guy scans the stuff, I swipe my card, and the guy tells me "DENIED". I said WHAT?!?!?!, are you serious? So I go out to the car, borrow my mom's phone, and call the bank. Turns out that I had scheduled for them to send out my rent check for this month, way back in April, even though I thought that I had canceled it. So my account was overdrawn a whole bunch. So I go on the online chat with one on the bank people, and try to explain the situation. He tells me that I can't stop payment on the check, because it already posted to my account. Well, at least my rent was paid.

Today, I look at my account, and it is no longer overdrawn. So, I'm wondering where I got money. Turns out they returned the check, and charged me a fee. So, I had to pay them a fee, and when my landlord notices that the check bounced, I'll have another fee to pay.

At least I was on time to work today.

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